Debt Recovery
Get Your Unpaid Invoices Paid
Unpaid invoices are more than just frustrating; they damage your cash flow and create enormous stress. Chasing money you are rightfully owed is a drain on your time, energy, and resources. You need a process that is firm, fast, and effective.
Irvine Lawyers is here to take that stress off your shoulders. We provide a professional, cost-effective service to recover your debts, letting you get back to running your business.
Why Choose Irvine Lawyers for Debt Recovery
- We Are Lawyers, Not Just Collectors: Our letters carry legal weight and show you are serious, often resulting in faster payment.
- Cost-Effective with No Subscriptions: Fixed-fee letters of demand and clear staged estimates for legal action. No subscription traps.
- Fast, Firm & Professional: Quick action protects your brand while firmly pursuing your money.
- Honest Advice: We tell you upfront if a debt is not commercially viable to recover.
The Debt Recovery Process in Victoria
- Stage 1: Letter of Demand – A cost-effective first step. Sends formal demand with strict timeframe (e.g., 7–14 days).
- Stage 2: Commencing Legal Proceedings – VCAT for smaller debts (under $15,000) or Magistrates’ Court for larger debts.
- Stage 3: Enforcement of Judgment – If the debtor ignores court orders, we can use warrants or garnishee orders to collect the money.
How It Works: Our Recovery Process
- Free Consult & Review: 30-minute chat to confirm debt is valid and recoverable.
- Letter of Demand: Draft and send formal legal letter for a fixed fee.
- Commence Legal Action: Clear quote to pursue court claim if necessary.
- Enforcement of Judgment: Advise and action legal enforcement options if payment still not made.
- You Get Paid: Funds recovered are transferred to you (minus agreed costs).
Pricing & Transparency
Fixed fee for Letter of Demand, clear staged cost estimates if court action is needed. Successful claims often see the debtor pay a large portion of your legal costs.
Common Situations We Handle
- Tradespeople (builders, electricians, plumbers) with unpaid invoices.
- Consultants, agencies, and service businesses with non-paying clients.
- Businesses needing a professional Letter of Demand in Melbourne.
- Defending claims where clients allege poor work to avoid payment.
- Local disputes in Warrnambool or South Morang.
- Clients who have gone silent or are ignoring communications.
- Debts from companies potentially insolvent.
Meet Our Team
Our debt recovery lawyers are efficient, firm, and highly professional. We also assist with insolvency recovery strategies when required, taking the stress out of chasing debts for you.
Service Areas & Contact
From our offices in Warrnambool and South Morang, we help businesses across greater Melbourne and regional Victoria recover their money.
Call us on (03) 9422 5439 for South Morang or (03) 5562 9196 for Warrnambool, or Book your free 30-minute case assessment online.
FAQs: Debt Recovery in Victoria
How is a lawyer different from a debt collection agency?
A lawyer’s letters carry legal weight and can lead to court action and enforceable judgments, unlike collection agencies that can only call and send letters.
How much does debt recovery cost?
Fixed fee for first Letter of Demand. Court action costs are clearly estimated before proceeding. Successful claims often see debtor pay your legal costs.
Is my debt too small to chase?
Not always. VCAT handles smaller claims (up to $15,000) in a cost-effective way. We advise on commercial viability.
How long do I have to recover a debt?
Generally, 6 years from the debt due date or last acknowledgment by the debtor. Act as quickly as possible.
What happens if they still won’t pay after we win in court?
We enforce court judgments using warrants or garnishee orders to collect the funds directly from the debtor’s assets or accounts.